Eftsure becomes Nacha Preferred Partner to advance ACH fraud prevention and international payment security
Eftsure joins Nacha as a Preferred Partner for account validation and fraud prevention, expanding global payment verification across Europe and APAC.
As payment fraud threats grow more sophisticated across digital business transactions, Nacha has onboarded Eftsure—a leading fraud prevention and payment protection platform—as a Nacha Preferred Partner for account validation, fraud monitoring, and risk prevention. The partnership was announced from Nacha’s headquarters in Reston, Virginia, reinforcing a shared mission to strengthen the Automated Clearing House (ACH) Network against rising incidents of cyber threats, business email compromise, and vendor payment fraud.
Eftsure’s platform, which safeguarded over $288 billion in business-to-business (B2B) payments last year, offers real-time payment validation technology designed specifically for enterprise finance teams. The new collaboration grants Eftsure an influential position within Nacha’s ecosystem as businesses seek enhanced security and trust in their digital payment workflows—especially those using ACH as their primary settlement method.
How does Eftsure’s partnership with Nacha improve ACH fraud protection and digital payment validation?
With this new designation, Eftsure becomes a core enabler of Nacha’s risk mitigation efforts across the ACH Network—a U.S. payment system that processed 33.6 billion payments valued at $86.2 trillion in 2024. Eftsure’s integration aligns with Nacha’s strategy to modernize and secure payments infrastructure by collaborating with tech providers that can elevate industry trust and transaction transparency.
Eftsure’s real-time verification engine operates by cross-matching vendor and supplier banking credentials against a continuously updated database, issuing traffic light-style alerts to indicate validation status. Green indicates verified recipient information, while red flags signal potential mismatches or fraud risks before funds are released. The solution supports ACH and wire payments but excludes support for checks, promoting ACH as the safer and more efficient alternative for digital disbursements.
This endorsement is especially timely as business email compromise (BEC), insider fraud, and duplicate invoicing continue to affect U.S. corporates and nonprofits. In her statement, Nacha CEO Jane Larimer emphasized the urgency of modern defenses: “As concerns about fraud—particularly check fraud and credit-push frauds such as BEC—continue to grow, being vigilant is ever more important. We welcome Eftsure as a Nacha Preferred Partner and as another line of defense in the war on fraud.”
Why are institutional investors and finance leaders paying close attention to vendor payment fraud in B2B workflows?
Institutional sentiment reflects rising anxiety over the financial and reputational fallout caused by misdirected payments. Business payment fraud incidents—especially involving manual vendor onboarding or legacy check processes—have triggered millions of dollars in annual losses for U.S. mid-market and enterprise firms. This environment has pressured CFOs and treasury leaders to prioritize automation, verification, and audit trails across AP operations.
Eftsure addresses this demand by offering multi-layered fraud prevention tools that go beyond static bank account validation. Its platform is tailored to finance teams’ internal controls, offering audit-ready workflows and vendor change management protocols to prevent tampering, phishing, or accidental errors. In sectors like healthcare, construction, education, and enterprise services—where thousands of vendors may be onboarded each year—the system helps teams ensure payment precision at scale.
By joining Nacha’s Partner Program, Eftsure can now collaborate more directly with banking and technology stakeholders to shape fraud mitigation standards and promote interoperable security practices. This makes it attractive not only to enterprise clients but also to the broader financial ecosystem seeking risk-aligned automation.
What makes Eftsure’s global expansion a key differentiator for businesses processing international vendor payments?
One of the most strategic aspects of Eftsure’s evolution is its newly expanded international verification functionality. According to CEO Jon Soldan, the company’s systems now offer real-time payment verification across Europe and the Asia-Pacific (APAC) region—a rare capability among U.S.-focused payment security platforms.
This development allows U.S.-based businesses to verify the legitimacy of global vendors and beneficiaries prior to international ACH or wire disbursements. The global expansion is a direct response to rising incidents of cross-border invoice scams and supplier impersonation, which can be harder to detect in foreign jurisdictions with looser verification standards.
“Cybercrime and scam tactics are evolving rapidly, which is why businesses need collaborative, borderless solutions,” said Soldan. “Our partnership with Nacha further reinforces the value we deliver to finance teams, particularly in streamlining and securing outbound payments through greater visibility, control, and trust.”
The strategic implication is significant: as companies diversify supply chains and vendor ecosystems globally, the ability to confidently onboard, validate, and monitor payment details at an international scale becomes a mission-critical requirement.
How does Eftsure’s fraud protection technology align with Nacha’s broader ACH Network strategy?
Eftsure’s focus on vendor verification and control sits at the core of Nacha’s mission to advance safe and seamless account-to-account payments. The ACH Network—often used for payroll, tax refunds, and B2B supplier payments—depends on the accurate transmission of bank routing and account numbers, making it vulnerable to fraud if these inputs are compromised or manipulated.
Nacha’s Preferred Partner Program seeks out solution providers that support its vision for a more secure and standardized payment environment. Eftsure’s admission into this circle signals institutional recognition of its technological relevance and scalability, especially given its traction in preventing account misdirection and real-time fraud detection.
As Nacha continues to enhance network resilience through education, accreditation, and rules-based governance, partnerships like this one extend its reach into enterprise back offices and treasury departments. Eftsure’s data-driven tools, audit insights, and proactive alerts fit this model well, providing a complementary shield to financial institutions and corporate clients navigating today’s complex payment risk landscape.
What is the institutional and market outlook for fraud prevention solutions like Eftsure in the B2B payments space?
Market demand for payment validation and vendor onboarding security continues to intensify amid increasing regulatory scrutiny, compliance needs, and insurance requirements. Many enterprises are now required to demonstrate robust vendor controls as part of internal audits or during cyber liability insurance underwriting.
Analysts expect fraud prevention platforms like Eftsure to be integrated more deeply into enterprise resource planning (ERP) systems, banking APIs, and cross-border payment rails in 2025 and beyond. As payment ecosystems modernize and move away from checks and manual validation, vendor fraud defenses are becoming a core IT and finance priority.
With this new endorsement from Nacha, Eftsure is well-positioned to expand its U.S. market share and deepen trust among existing clients. Its real-time, API-enabled fraud prevention aligns with the direction of digital transformation across corporate finance teams—especially those managing large volumes of outbound payments.
Looking ahead, Eftsure’s global verification footprint and continued innovation in machine-learning-based fraud detection could allow it to extend beyond B2B use cases into public sector disbursements, non-profit grant funding, and gig economy payouts—segments where ACH plays a growing role.
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